# Getting started

<figure><img src="/files/VTPaN42E4MNEkDvfK56a" alt=""><figcaption><p>USDC borrowing on Avantis, powered by Morpho.</p></figcaption></figure>

Navigate to avantisfi.com/borrow to get started. Here, you'll see two things

1. Your current USDC loans
2. A list of all available assets you can use as collateral, to borrow USDC.&#x20;

#### Borrowing USDC

Borowing USDC is very simple. You simply click on the borrow button for the collateral type you want to borrow from, choose the collateral you want to deposit, the amount of USDC you want to borrow. Then, our integration will create one single transaction to deposit the collateral and borrow the required USDC. You should then see this loan under your active loans.&#x20;

**Managing your loan**&#x20;

There are four things you can do to manage your current loan:&#x20;

1. Borrow USDC: You can always borrow more USDC from your existing collateral. Just make sure to keep an eye out on your current and liquidation "LTV" (loan to value ratio). This is important to ensure you do not get liquidated.&#x20;
2. Repay USDC: Simply paying back your debt (or a portion of it) to reduce interest expense!
3. Withdraw collateral: Borrowers withdraw collateral when they are confident that they can pay back their debt (USDC), without getting liquidated. This is either because they have acquired the necessary USDC for repayment, or the value of their collateral is rising. Please exercise caution and carefully read about "LTV" before withdrawing collateral.&#x20;
4. Close loan: Closing is a bundled transaction that entirely repays all USDC, and withdraws all collateral, net of interest expense. Use this option to seamlessly repay your entire loan in one go.


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